Car Credit Palmyra

In-House Auto FINANCING Specializing in Bad Credit & No Credit

Get on the road in Palmyra, PA

Get Approved

Preferred Dealer in Your Area

Great Inventory, Easy Financing

Palmyra, PA

Are you searching for a new car, but having trouble getting financed due to your credit? Our buy here pay here dealership in Palmyra PA won’t hassle you over past credit challenges. In fact, we specialize in financing those with bad credit or no credit.

we are a bad credit car lot in Palmyra PA that does its financing in-house, that means that we are the bank. We make our financing decisions based on much more than just your credit score. Start our easy approval process online and you could be driving away in your newer vehicle today.


Get Approved

Preferred Dealer in Your Area

More Than Just Easy Financing

Once you are approved and drive away in your newer vehicle, our relationship will not end there. We offer the following benefits with all of our cars to keep you on the road.

We Also Serve These Areas

Let’s Get You On the Road

Low or bad credit doesn’t have to keep you from getting a good car. We’ll help you purchase the right car for you.

At our Buy Here Pay Here dealership, we value you. If you have bad credit, auto financing may seem impossible. Here’s the truth: it’s not. It is possible to obtain a great used car at a great price, even if your credit score isn’t so great or you have no credit at all. We work with our customers to help them obtain auto loans for used cars, despite having low or no credit. We’re certain that we can find you a good deal, so you can get the wheels you need.

We’re Here for You

A reliable vehicle is crucial for getting to work, running errands, and having a sense of security. It’s an essential item for many American families — but it can be an expensive, frustrating process to shop for and finance a car. Perhaps you want to be conscious of your budget and can’t spend a lot. Perhaps you feel like you can’t get a good rate on a car because of your credit.

Whatever your situation, we are here to provide you with high-quality used cars, while we assist you with finding the best financing option for your needs. Bad credit or low credit does not have to hold you back from purchasing a vehicle. Come by our dealership and let’s talk options.

Why Buy Used?

Used cars are a great option for people who have financial constraints. If they were well maintained, they’ll keep driving for years to come, but you can purchase or lease them at a fraction of their original price. That means a better deal for you! No lemons on our lot: we make sure that all of our used cars are fully functional and safe — and available at a great price. After we show you all our options, we’ll help you obtain a loan for your vehicle of choice.

Bad Credit OK — Great Value Guaranteed

Wherever your financial journey has taken you, there is never a bad time to purchase a used car. With our expert assistance and in-house financing, we offer multiple options to help you find the right vehicle for your needs. You will enjoy the benefits of car ownership along with the best rate we can get you. Our goal is to provide you with the most value possible so that you leave our lot satisfied and with a vehicle you can count on.

auto loan used car

Frequently Asked Questions

Can I get a car loan for a used car?

Absolutely. We leverage our financial providers to pair your used car of choice with an auto loan that meets your financial needs. There are more financing options than you think, even for bad credit. Auto financing is a wide market, and we’re here to help you navigate it and take home a vehicle that suits your needs and budget.

What type of car can I get with bad credit?

We have a wide variety of vehicle types and styles at a range of price points, so we can find something that suits your budget. Our Buy Here Pay Here cars offer reliability, comfort, and efficiency for much less than you would spend on a new vehicle. We’d love to walk you through our lot and find a car you’ll love. Then, we’ll help you find auto financing that works with your credit score.

How can I be sure that your used cars are good?

We don’t put anything on the lot that has not undergone a complete inspection. We know the challenges and frustrations of modern life without a personal vehicle. That is why we are committed to helping you find the best option, even if your credit score is lower than average.

Will you run a credit check when I want to buy a used car?

We’ll work with our financing providers who may access your credit report to determine the best offer they can give you. Rest assured that your information is handled securely and all our efforts are geared toward getting you the best possible deal on an auto loan.

Do you accept down payments?

Absolutely! When we find your best financing offer, we’ll consider any potential down payment. This will lower your overall principal balance on the auto loan, saving you money in the long run.

Do you accept trade-ins?

If you have an old vehicle that you’d like to offer as a trade-in, we’ll assess to see if it could be used to get you a better financing offer. Sometimes, we’re not able to accept older vehicles, but we’ll still work closely with you to help you find the best auto loan for your needs.

Why should I choose your Buy here Pay Here dealership?

Great question! We are unique, we know how challenging it can be to obtain a vehicle with bad credit. We are not going to try to sell you a car that is outside your budget. We want to see you leave our lot satisfied and successful, we will make the extra effort to help you find the best bad-credit auto financing options for a car that will go the distance.

Are You Ready for Your Next Ride?

Come by our Buy Here Pay Here dealership and discover what we can offer you. Bad credit, low credit, or no credit, we will take your unique circumstances into account and show you our broad selection of quality used cars. Bring us your questions and get ready to discover your next set of wheels. We will do the heavy lifting of finding you the auto financing that matches your used car of choice. We service Palmyra, Lebanon, Elizabethtown, Hershey, Middletown and other nearby locations.

Do not let fears about bad credit hold you back from auto financing. There is a used car for you — and we bet we have it. We are here to help you get on the road. Visit our dealership in Palmyra, PA today to get started or call us so we can schedule your visit.