We are a buy here pay here dealership in Palmyra, PA that can help you get financed to buy from our revolving inventory of great used cars. Over a million people have had success buying from our franchise — even people with bad credit or no credit.
Buying a car can be a difficult experience, especially with the many options to choose from. Our buy here pay here car lot has the best option for you. With affordable payment plans and monthly payments, we are the go-to location in Palmyra, PA for buying an affordable car and easy financing.
Here are just a few examples of how we are better than other local dealerships:
- $10 oil changes for customers only
- On-site service department
- 24 month / 24,000 mile limited warranty* with every vehicle
View Our Used Car Inventory
Come visit our Palmyra location today to see the great options we have for you. Our team members can help you through our fast, easy approval process to get you in a great, affordable vehicle right away—no matter what your credit history looks like.
We have a great selection of revolving inventory including cars, trucks, vans and SUVs.
And we’ll help get you approved and driving away in the right vehicle for you. The right vehicle means that it works great for your needs and the payments fit your budget. There are other buy here pay here dealerships in Palmyra, PA that will give you the keys to a vehicle as long as you can give them a down payment.
But soon after, you might find yourself in a situation where the monthly payments are more than you can afford. When that happens, your vehicle is gone just as fast as you got it.
Car Credit Palmyra takes the extra step of looking at your budget and not just approving you for a vehicle, but putting you in a vehicle that is affordable for your budget. Car Credit Palmyra wants you to stay on the road and not worry about struggling to make payments.
Usually, there is someone sitting in an office making a decision about your car loan judging you by a credit report. Maybe you have some “dings” on that report. It happens to the best of us, but those issues on the report often mean a denial returning of your loan application. Our difference we are the bank. You don’t need to talk with someone else and WE TALK TO YOU not a just look at a report to determine if we can get you approved.
At our buy here pay here dealership in Palmyra, we are the bank that get you approved
We do this because we see you as a person and not as just another car sale. We don’t want you to just get a vehicle. We want you to get a reliable vehicle that you love which fits your budget and keeps you on the road safely and affordably for years to come.
Buy Here Pay Here Dealership Palmyra, PA vs. Traditional Dealerships
The buy here pay here option at our dealership is so much better than what traditional dealerships can offer you.
If the circumstances of life have left you with a rough credit history and low credit score, you might have trouble getting the loan you need to buy a car at a traditional dealership. This is because these dealerships rely on third-party banks and financial institutions to approve you for a loan.
Here, we take care of all our customers’ financing in-house, making it easier for you to get the loan you need to buy. When you visit our dealership, we will meet personally with you to make sure you get the right car for you with the right financing for your budget.
We look at the person behind the credit score
At other dealerships, they’ll take down some information from you, run a credit report and then send it off to a bank for a financing decision.
So now you have someone, usually in a far away office, making a decision about your car loan judging you by a piece of a paper with some numbers on it. And you very well may have some blimps on your credit report. It happens to the best of us. But those blips often mean returning denial of your loan application.
At our buy here pay here dealership in Palmyra, we are the bank. We’ll sit with you and talk about those blips on your credit report. Generally, there’s a good explanation or a reason why you’re now in a better position to afford vehicle payments.
And because we look at you and not just a piece of paper, we’re often able to get past those negative marks on your credit and put you into a reliable vehicle that looks great and that you can afford.
Reliable Used Cars and Honest Financing
We care about helping our customers get great, reliable vehicles. That’s why all our cars go through an inspection, in addition to clean-title verification, before we sell to you.
Some buy here pay here dealerships will just buy a car at an auction and put it straight to the lot for sale without really making sure that vehicle is in good driving condition. If we sell you a car that comes back to the service garage shortly after, that’s not good for either of us. This is why we take the extra time to inspect the vehicle and make any necessary repairs before it ever hits the lot.
We want to make sure the car you buy from us stays in great shape as you drive it for the long haul. We offer a great 24,000 mile/24 month limited warranty to help keep your car in great shape even after your purchase. Our on-site, discount service centers make it easier for you to get the service you need for your car right away. This allows our customers to not have to rely on other repair shops, pay high labor rates or pay for pricey parts.
Managing and Improving Your Credit Through Buy Here Pay Here Financing in Palmyra, PA
Buying from us can even improve your credit score. We report all our customers’ payment activity to the major credit bureaus, so when you make on-time payments on your car loan, your credit improves. Of course, you still have to keep your other payment activities current as well. But when we report your on-time payments to the credit bureaus, it can certainly help improve your overall credit score over time allowing you for even better financing in the future.
Don’t go through life without the car you need to get around. Your credit doesn’t have to hold you down any longer. Come visit us and see how fast and easy it can be to get the vehicle you want today.
Where to Find Us
Phone: (717) 454-2304
701 E. Main Street, Palmyra, PA 17078
Mon – Fri: 9AM-7PM